Table of Contents
ToggleTypes of Savings Account
A detailed comparison between 811 Savings Account and 811 Super Savings Account
Monthly Deposit Requirement
| Feature | 811 Savings A/c | 811 Super Savings A/c |
|---|---|---|
| Monthly deposit | ₹0 | ₹5,000 |
Key Difference: The regular 811 account has no minimum deposit requirement.
Account Basics
| Feature | 811 Savings A/c | 811 Super Savings A/c |
|---|---|---|
| Zero balance account | ✓ Yes | ✓ Yes |
| Annual cashback | ₹0 | Up to ₹6,000* |
| Annual Program fees | ₹0 | ₹399 |
Digital Features
| Feature | 811 Savings A/c | 811 Super Savings A/c |
|---|---|---|
| Digital Fund Transfer | ✓ Free | ✓ Free |
| Virtual Debit Card | ✓ Free | ✓ Free |
| Physical Debit Card | VISA Classic ₹399 | VISA Platinum – Free |
Transaction Limits
| Feature | 811 Savings A/c | 811 Super Savings A/c |
|---|---|---|
| Daily ATM withdrawal | ₹25,000 | ₹1 Lakh |
| Cash transaction limit | ₹10,000 or 1/month | ₹2 Lakhs or 4/month |
Additional Features
| Feature | 811 Savings A/c | 811 Super Savings A/c |
|---|---|---|
| Dedicated support | ✗ NA | ✓ Yes |
| Cheque book | ₹75 (on request) | One Free / year |
| Up to 6.5% interest | ✓ Yes | ✓ Yes |
Insurance Benefits
| Coverage | 811 Savings A/c | 811 Super Savings A/c |
|---|---|---|
| Personal accident | Up to ₹2 Lakhs | Up to ₹15 Lakhs |
| Air accident cover | ✗ NA | Up to ₹50 Lakhs |
Summary Comparison
811 Savings A/c
- No minimum balance
- No annual fees
- Basic transaction limits
- Standard insurance
811 Super Savings A/c
- ₹5,000 monthly
- ₹399 annual fee
- Higher limits
- Enhanced insurance
Recommendation: Choose regular for basic needs, Super for premium benefits.